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Analyst: Credit Pricing

Analyst: Credit Pricing

Date: 20-Nov-2021

Location: Johannesburg, Western Cape, ZA

Company: Capitec Bank Ltd

Purpose Statement

Provide support to the financial, credit and regulatory reporting functions through credit pricing and capital requirement calculations.



2-3 year’s experience in analytical role in dynamic, mathematically complex environment

Regular exposure to members of the Executive Committee

Qualifications (Minimum)

National Certificate in Grade 12 National Certificate

A relevant degree in Statistics

Qualifications (Ideal or Preferred)

A relevant post graduate degree in Mathematics or Statistics


Knowledge and understanding of:

Credit pricing

  • Provisioning for bad and doubtful debts as per IAS39 and IFRS9
  • Capital reuirement as per Basel III
  • Weighted average cost of capital
  • Forecasting and budgeting
  • Advanced statistical analysis
  • Advanced financial mathematics
  • Ideal:
  • Knowledge and understanding of:
  • Capitec Bank strategic objectives
  • Capitec Bank operating environment
  • Big data and data mining techniques


  • Computer Literacy (MS Word, MS Excel, MS Outlook)
  • SQL Skills
  • SAS Skills
  • Attention to Detail
  • Communications Skills
  • Project Management Skills (Methodolgy Specific)
  • Leadership Skills
  • Negotiation skills
  • Influencing Skills
  • Interpersonal & Relationship management Skills
  • Facilitation Skills
  • Presentation Skills
  • Planning, organising and coordination skills
  • Problem solving skills
  • Analytical Skills
  • Reporting Skills
  • Competencies
  • Delivering Results and Meeting Customer Expectations


  • Presenting and Communicating Information
  • Coping with Pressures and Setbacks
  • Writing and Reporting
  • Conditions of Employment
  • Clear criminal and credit record
  • Willing to work regular shifts or weekends or rotational standbys



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